Changes to FEMA Flood Maps
for Calaveras County

You May Be Required to Get Flood Insurance

If you have a federally-backed mortgage and FEMA’s new maps show all or part of your property within a 100-year designated flood hazard area, federally-backed mortgage lenders will require that you purchase flood insurance. The requirement is solely up to your lender, in compliance with federal regulations.

The County is working with FEMA to inform affected property owners and communities. We have scheduled two public meeting to provide an opportunity to ask questions directly of FEMA and County staff.

You can attend either program, regardless of the location of your property.

You can purchase insurance at a significantly reduced premium if you purchase it prior to September 29, 2010. According to FEMA, the approximate current flood insurance rates, if purchased prior to that date, are as follows:

1. $350 for the first year’s coverage. This covers the buildings and contents.
2. $900 for each year thereafter, subject to annual adjustments for inflation, etc. However, this rate will only cover the building(s), not the contents.

 If you do not purchase flood insurance prior to September 29, 2010, the annual rate would be approximately $1,800 and would only cover the building(s), not the contents, even during the first year of coverage.

The flood insurance program is a nationwide, federal program. For additional information, please check the following FEMA websites:
General flood insurance program information:
http://www.floodsmart.gov/

Flood insurance maps:
www.msc.fema.gov

You can also contact Dave Pastizzo, County Flood Coordinator, at (209) 754-6394, for additional information.

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There will be no GVSAG meeting this month. Please check back with us for any new meeting plans.

All GVSAG events are held at the

Valley Springs Elementary School, 240 Pine Street

Multipurpose Room

Food and refreshments provided!

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General Meetings are generally held the fourth
Thursday of each month.